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I am

Single Married Divorced Widowed

I am

Retiring within next 1-2 years Retiring 3-5 years Retiring 6-10 years Retiring 10+ years Already retired

How much do you plan to have saved by retirement?

Up to $100,000 101,000 - $250,000 $251,000 - $500,000 $501,000 - $750,000 $751,000 - $1,000,000 $1,000,000+

1) I have a pre-retirement tax conscious financial plan that is in good shape.

Yes No Sort of N/A

2) I have taken a complete inventory of my finances, track them carefully and know my cash flow and net worth.

Yes No Sort of N/A

3) I know the date when I can retire/achieve financial freedom.

Yes No Sort of N/A

4) I have debt under control.

Yes No Sort of N/A

5) I have an emergency fund.

Yes No Sort of N/A

6) I understand and have calculated the impact of longevity risk on my retirement.

Yes No Sort of N/A

7) My spouse/partner and I have communicated and are on the same page with our financial plans for retirement.

Yes No Sort of N/A

8) I have projected my retirement expenses, income sources and gaps in retirement.

Yes No Sort of N/A

9) I have a plan for how I will cover my income gaps in retirement.

Yes No Sort of N/A

10) I am happy with the amount of savings and investments I have for retirement.

Yes No Sort of N/A

11) I'm worried about running out of money in retirement.

Yes No Sort of N/A

12) I have a retirement income distribution strategy that includes a safe withdrawal rate (including what I plan to do with my 401k/IRA(s) at retirement).

Yes No Sort of N/A

13) I am confident in my short term and long term investment decisions (and I am not making knee-jerk reactions in market downturns).

Yes No Sort of N/A

14) I have a plan to balance growth and protection in my portfolio (right ratio to protect against short term and long term volatility, sequence of return risk and inflation).

Yes No Sort of N/A

15) I have a Social Security timing strategy to maximize my benefit. Experts estimate that many people leave over $100,000 on the table by choosing the wrong timing strategy.

Yes No Sort of N/A

16) I have a tax mitigation plan for retirement (i.e., minimizing taxes as low as possible) and have taxable, tax free and tax deferred buckets set up.

Yes No Sort of N/A

17) I have considered how my home equity could be used as an income buffer in retirement.

Yes No Sort of N/A

18) I have a healthcare plan and have calculated my healthcare expenses in retirement.

Yes No Sort of N/A

19) I have investigated a Health Savings Account as a way to invest for healthcare expenses in retirement.

Yes No Sort of N/A

20) I understand my Medicare options and decisions.

Yes No Sort of N/A

21) I have a plan to protect against a long-term care incident.

Yes No Sort of N/A

22) I have a sound life insurance strategy that gives me a tax-free income stream and protects my heirs.

Yes No Sort of N/A

23) I have an estate plan (recent will and trust), and plan for orderly and tax efficient legacy plan for my heirs.

Yes No Sort of N/A

24) I have communicated my financial/legal and end of life plans with family/friends.

Yes No Sort of N/A

25) I could use the help of a Retirement Advisor or other specialist for one of the financial/tax/legal readiness areas above.

Yes No Sort of N/A

Congratulations! By answering our 25 readiness questions you've taken a step closer to creating and implementing a retirement plan you not only understand, but have 100% confidence in.

Your Readiness Assessment Quiz Results will be emailed to you. Please enter your correct Email below.

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