We use a lot of brain power and software power to offer you a number of different assessments. These detailed calculations and reports will give you an indication of your retirement readiness, with the confidence that technology and retirement planning experience provides!
The sophisticated retirement planning software we use provides data-driven results. You can use these results to make course corrections in your current plan or as the basis for an entirely new retirement plan.
You can use the results of your Assessments to:
- Partner with us and follow our process to build and implement your retirement plan.
- Use the results on your own or with your existing advisor.
- Hold on to the results until you’re ready to start taking action.
Complimentary “Am I Ready?” Assessment
In addition to the fee-based Assessments below, we offer an initial complimentary “Am I Ready?” Assessment. In this session, we will review your current situation and give you some suggestions for any improvements. It’s a great opportunity to understand our philosophies, strategies and approach, as well as the advisor you’d be working with. It’s a great “2nd opinion” if you’re already working with another advisor.
Also included is a “Snap Shot” of our full Retirement Income Projection Analysis. This data-driven snap shot of your current retirement situation helps us assess where you are and areas that can improve your retirement outcome. We use one of the industry’s most powerful retirement planning software systems to help us in this initial discovery. The software gives you valuable insight to make educated and calculated decisions about your retirement and your retirement income.
This is also a great exercise for you (and your spouse) to go through to benchmark your situation, begin the retirement conversation and as a basis for your retirement plan. Remember: those who commit to a written retirement plan, accumulate four times more in assets than those who don’t (source: Wells Fargo, 2015).
Fee-Based Assessments
Retirement Income Projection Analysis
$750
Includes:
- Income Needs & Expense Management
- Income Optimization
- Portfolio Re-Allocation
- Tax Efficiency Calculation
- Social Security Maximization
- Income Withdrawal
If done separately, these assessments would be: $1,000
Portfolio Assessment
$500
Includes:
- Review of your current portfolio
- Portfolio results vs. industry benchmarks
- Fee analysis (are you paying too much)
- Re-allocation suggestions based on your situation
Tax Efficiency Assessment
$250
Includes:
- Tax effect of portfolio withdrawals
- Social Security & Medicare taxes
- Roth conversion & taxes
- 401k withdrawal strategy
Social Security Maximization
$250
Includes:
- Comparison of claiming strategies
- Comparison of timing strategies
- Benefits estimator
- Tax predictor and spend down analysis
401k Assessment
$250
Includes:
- Review of your current 401k plan
- Are you putting enough away?
- Review of investment options
- Review investment allocations
- Re-allocation as necessary
- Withdrawal strategy/tax effect
Long Term Care/Life Insurance Assessment
$250
Includes:
- Analysis of current life insurance/LTC
- Needs determination
- Funding options
Medicare Assessment
$100
Includes:
- Review of Medicare options
- Medicare Supplement, Medicare Advantage and Medicare Part D Prescription Drug plans
- Needs assessment
- Cost of plans comparison
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Retirement Readiness Kit
Our online retirement readiness kit provides: how to guides, videos and retirement calculators. We’re here if you have any questions or would like any number of assessments.
