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Retirement Portfolio Design for a Changing Economy

Going beyond conventional wisdom to create a better retirement outcome In 1964, Bob Dylan released an anthem called The Times They Are A-Changin’ and while Dylan’s message was about...

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Health Insurance in Retirement

At any age, health care is a priority. When you retire, however, you will probably focus more on health care than ever before. Staying healthy is your goal, and...

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Why Financial Advice is Like Religion & Politics And Why the Middle Way Leads to Wisdom

Extremist views can sabotage your retirement With the 2016 election freshly behind us and the war on Jihadist terrorists not far behind that, everyone can understand how extreme views...

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The Importance of Long Term Care

“A person at age 65 has a 70% chance of needing some type of long term care during retirement, but fewer than 8% actually carry any type of long...

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DOL’s Fiduciary Rule & the Hybrid Advisor

Even before the Depart of Labor (DOL) began proposing new compliance regulations for all “financial professionals” who manage qualified investments such as 401(k)s and IRAs (but do not change...

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What is an Annuity & Why Should I Consider Them for My Retirement Plan?

Annuities can be a valuable component of your retirement plan and income during your retirement…depending upon your goals and objectives. Like all strategies we review here in our blog,...

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How Much Annual Income Can Your Retirement Portfolio Provide?

Your retirement lifestyle will depend not only on your assets and investment choices, but also on how quickly you draw down your retirement portfolio. The annual percentage that you...

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Yours, Mine & Ours: Estate Planning Strategies for 2nd Marriages

If you are one of the many Americans who are in a second marriage, you may need to revisit your estate strategy.¹ Unlike a typical first marriage, second marriages...

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Know More. Have More Retirement Planning Course

Our 2-night, 6-hour course will be offered at the Leominster, MA and Devens, MA campuses of Mount Wachusett Community College in March and April. In this course you’ll learn:...

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Should I retire now at age 62 and collect Social Security benefits, or should I wait until full retirement age?

There’s no right time to begin collecting Social Security benefits, but the age at which you begin receiving benefits will affect how much retirement income you have, so you...

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