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Budget Check Up: Tax Time Is the Right Time

Every year, about 150 million households file their federal tax returns. For many, the process involves digging through shoe boxes or manila folders full of receipts; gathering mortgage, retirement, and...

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Volunteering in Retirement

This generation got no destination to hold… We are volunteers of America” “Volunteers” by Jefferson Airplane Those of a certain age will recall these Jefferson Airplane lyrics as a call...

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How Insurance Deductibles Work

An insurance deductible is the amount you, the insured, pay before any claim is paid by your insurance carrier. Depending upon the type of insurance, a policy may set...

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Does Your Credit Score Affect Your Insurance Rates?

One landmark study found that credit-based insurance scores are used by about 95 percent of all auto and home insurers in calculating the cost of insurance to individuals. ¹...

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A Penny Saved is Two Pennies Earned

The famous saying from Poor Richard’s Almanack is frequently misquoted. It was published by founder Benjamin Franklin in 1737: “A penny saved is two pence clear.” Finding ways to manage expenses...

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9 Facts About Social Security

9 Facts About Social Security Social Security’s been a fact of retirement life ever since it was established in 1935. We all think we know how it works, but...

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A Checklist for When a Spouse or Parent Passes

When you lose a spouse, partner, or parent, the grief can be overwhelming. In the midst of that grief, life goes on. There are arrangements to be made, things...

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Why Rebalancing Makes Sense

Everyone loves a winner. If an investment is successful, most people naturally want to stick with it. But is that the best approach? It may sound counterintuitive, but it...

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WARNING: PORTFOLIO FAILURE

Retirement Anyone? That’s the conversation between my tennis partner who is a very successful attorney (heck of a forehand as well!) and myself. He’s turning 59 years old this...

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Caring for Aging Parents

Thanks to healthier lifestyles and advances in modern medicine, the worldwide population over age 65 is growing. In the past decade, the population of Americans aged 65 and older...

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