Social Security

When Should I Start Social Security? It’s unique for everyone. Click to find out your personal timeline.

For many retirees, Social Security income will likely be one of their largest sources of income throughout retirement. Half of Americans 65 and older rely on Social Security for at least 50% of their family income; 23% rely on Social Security for 90% or more of their family income, according to the AARP Public Policy Institute.*

Social Security is a substantial income source for most Americans. Arbitrary filing can reduce Social Security income by up to 20% per year. Many file for benefits at age 62, losing thousands of dollars of income per year.

Making the most from this benefit is paramount to retirement success. When you work with Your Retirement Advisor, we make sure to include Social Security in our holistic planning process, taking an informed, proactive approach to this important retirement benefit. In addition, we can save you hours of frustration trying to figure out the Social Security income puzzle and potentially saving you thousands of dollars at the same time. We begin by preparing a Social Security Optimization Report for each client. This report identifies the most practical filing strategy with the goal of maximizing your benefit amount.

We hope you take advantage of our Complimentary Social Security and/or Medicare Maximization Assessment and our Retirement Evaluation.