Our Your Retirement Advisor approach gives you retirement education, a retirement plan, retirement solutions & a real retirement pro (aka super hero) to guide you every step of the way.
Our value to you is at the intersection of life, retirement and money.
We bring together best-in-class resources, comprehensive planning and our years of experience providing retirement and financial advice to help make preparing for retirement easier and more affordable. We also guide your transition into retirement with a sustainable for life financial plan. In other words, we help you have the money you need before and during retirement (and help you leave a legacy to your loved ones too).
Through the power of the Internet, technology and our efficient processes we’re able to make the right help accessible and affordable to the people who need it most…hard working middle Americans. Whether you live in Boston or Boulder (or anywhere in between), we provide personalized guidance and services to help you answer your most important questions.
Education
Understand Your Financial & Retirement Blindspots
The approach starts with education. We provide retirement resources at your fngertips: retirement calculators, classes, guides, white papers, webinars, e-classes. Our online Education Center & University has it all. Learn now
Planning
Let's Build a Better Plan for Life & Retirement...Together
Next, we’ll collaborate and build your comprehensive plan with retirement optimized strategies. Our goal is to reduce risks, taxes, fees and stress, while potentially increasing your income for lfie. Plan now
Solutions
Solutions for Every Retirement Situation
Then, we’ll help you choose the solutions that best deliver on the objectives of your plan. We’ve culled the industry and only offer best-in-class services & providers for just about every need you’ll have in retirement. Shop Now
Advice
Affordable 1-on-1 Advice...Anytime. Anywhere
The final step in our approach is to implement your plan and solutions. Our investment and insurance licensed pros offer balanced, best interest advice at a fraction of the typical fees. Ask for Advice
Technology Leads to More Reliable Outcomes
Academic Research Provides Evidence-Based Planning
A Collaborative Process Provides Clarity and Action
We take retirement planning to an entirely new level by implementing the industry’s most sophisticated financial planning and back office technologies.
Using comprehensive “retirement” software we uncover concerns, assess opportunities, and reach financial decisions – together. We start by producing our proprietary Retirement Income Projection Analysis (RIPA) to help you determine when you can retire with the confidence that your income will last throughout retirement. We continue to use the software to make our analysis more effective and efficient. The integration of software and human capital enables us to provide new opportunities for retirement success.
Evidence-based retirement planning and investing is the idea that no advice should be given until it’s backed by reliable research and evidence, and shown to be effective over the long term. It requires a commitment to being a student for life, consistently staying abreast of academic research and best practices while protecting client’s best interests. Many advisors don’t have this level of commitment to learning…it’s far easier to simply collect investments and commissions and call it a day.
We’re obsessed with research…we never recommend a strategy unless it’s backed up with academic proof. Some of the leading retirement researchers we follow are: Finke, Pfau, and Blanchette.
Success is accomplished through execution. We designed our 4-step Teach, Analyze, Strategize & Guide Planning Process to provide the structure and discipline needed to execute on your vision and our strategies for your retirement.
We consider and discuss all facets of your retirement in the multi-meeting process, starting with your retirement goals, followed by answering your most important questions such as When Can I Retire? and so many more. You won’t find many, if any advisors who are willing to make the same level of commitment that we do. We wanted to offer a process that would making planning easier, more logical and more affordable so that people would actually do it. Learn more
“74% of people tested failed a retirement income literacy test.
-American College Retirement Literacy Survey, 2017
Knowledge is your most powerful retirement resource. Let us help you get started toward a better retirement with our free educational resources below. Follow the 5 steps or feel free to jump around…it doesn’t matter where you start as long as you end up with a plan for your retirement.
“According to a Moss Adams research study, 81% of investors surveyed said they want financial advice on more than just investments.”
Proper retirement planning is much more than just traditional investment management (or a401k plan). It involves integrating many additional facets such as tax reduction, Social Security, proper portfolio management, home equity, and more into a cohesive plan. Many traditional advisors focus solely on managing investments and don’t have the knowledge, experience, process, tools or technology to incorporate all the intricate retirement strategies that must be utilized to dramatically increase the probability of a retiree’s success. Once your retirement plan is built, we turn our attention to choosing the services & providers to deliver on your plan in our Solutions Marketplace. We’ve thought through all the needs you may have in retirement and assembled a variety of best-in-class solutions. Read our Resolve to Retire Right Guide
“Receiving good financial advice pays a dividend that builds both wealth and confidence.”
The right retirement planner offers so much more than the average Joe financial advisor. When it comes to retirement planning, a traditional investment advisor may not be the best solution for planning your retirement. While he or she may have helped you during your accumulation years (prior to retirement), the de-accumulation or income withdrawal phase (in retirement) presents an entirely new set of challenges and risks that must be addressed by a retirement specialist vs. a financial generalist.The average investment advisor is not equipped with the knowledge, tools or technology. There’s a lot of moving parts that must be scientifically and mathematically put together by retirement specialists, not generalists. And good advice doesn’t have to break the bank. The average advisor charges 1.65% to manage a $500,000 portfolio. At Your Retirement Advisor we charge 1.02% and that includes comprehensive retirement planning too! Read our Resolve to Retire Right guide
Life is Good. Retirement is Better. If You Get the Right Help.
We Know Retirement
Retirement Happens…
Start Your Plan Today
Yes, I want to access the online Am I Ready? retirement kit.
Our online retirement readiness kit provides: how to guides, videos and retirement calculators. We’re here if you have any questions or would like any number of assessments.
