Powered by technology, organized by process and backed by research, our unconventional approach integrates education, guidance, analysis and strategy for efficient and effective, one-stop retirement planning.
Your Retirement Advisor’s mission is to make preparing financially for retirement easier and more affordable, while guiding the transition into retirement with a “sustainable for life” financial plan.
Proper retirement planning is much more than just traditional investment management (or a 401k plan). It involves integrating many additional facets such as tax reduction, Social Security, proper portfolio management, home equity, and more into a cohesive plan. Many traditional advisors focus solely on managing investments and don’t have the knowledge, experience, process, tools or technology to incorporate all the intricate retirement strategies that must be utilized to dramatically increase the probability of a retiree’s success.
Knowledge is your most powerful retirement resource and we’re dedicated to making sure you get it. We love the science of retirement. We’re obsessed with education and demystifying retirement for you, while also challenging extreme biases rampant in our industry. We’ve all seen the grandiose (and unbalanced) claims from investment or insurance companies with big marketing budgets. We empower you with objectivity and knowledge in our Learning Center available 24×7 and Your Retirement Advisor University. Or, when you engage in our planning process, we take the time to dispell myths and misinformation and take the time to explain proper retirement strategies t0 you. Learn more
The best guidance is balanced guidance and with our Middle Way philosophy to retirement planning, advice and strategies, we strike the right balance for you and your objectives. We offer both face to face and remote guidance (with the help of modern technology).
While we love technology, we don’t believe baby boomers want a computer to create their retirement plan. As a result, we offer technology-augmented humans who happen to be really good at building relationships and really good at building retirement plans. Our software powers our analysis, our research powers our strategy and our conversations with you power the direction of your plan. And because our Retirement Solved approach is so efficient, in many different aspects, we offer what could be the most competitive fees for advice in the industry (along with all the retirement services you need). When you commit to partnering with us, we commit be being your educator, strategist, analyst and advocate…your guide to a more confident and comfortable retirement. Learn more
We combine research and the best technology in the industry to power data-driven analysis. The sophisticated retirement software we use tells us if you have enough of the right stuff to retire and if not, what changes need to happen. In many cases, we can extend your retirement income up to 10 years or more with decisions WE CAN control such as: Tax saving, Social Security maximization, Portfolio allocation, Medicare surcharges and Fee reduction. Learn more
We increase the probability of better retirement outcomes by implementing eight Alpha Efficient Strategies. Alpha is simply the measure of return or benefit above a given average. The sum total of these Alpha increases gives you an Alpha Efficient plan that you’ll be hard pressed to replicate either on your own, or with any other advisors. Many research reports support the idea that the “right” advisor” can significantly increase your outcomes. We’ve taken advisor alpha to entirely new level. Learn more
We take retirement planning to an entirely new level by implementing the industry’s most sophisticated financial planning and back office technologies.
Using comprehensive “retirement” software we uncover concerns, assess opportunities, and reach financial decisions – together. We start by producing our proprietary Retirement Income Projection Analysis (RIPA) to help you determine when you can retire with the confidence that your income will last throughout retirement. We continue to use the software to make our analysis more effective and efficient. The integration of software and human capital enables us to provide new opportunities for retirement success.
Evidence-based retirement planning and investing is the idea that no advice should be given until it’s backed by reliable research and evidence, and shown to be effective over the long term. It requires a commitment to being a student for life, consistently staying abreast of academic research and best practices while protecting client’s best interests. Many advisors don’t have this level of commitment to learning…it’s far easier to simply collect investments and commissions and call it a day.
We’re obsessed with research…we never recommend a strategy unless it’s backed up with academic proof. Some of the leading retirement researchers we follow are: Finke, Pfau, and Blanchette.
Success is accomplished through execution. We designed our 3-step Discover. Design and Deploy meeting/planning process to provide the structure and discipline needed to execute on your vision and our strategies for your retirement.
Working together, we learn, discover, analyze, strategize, build, implement and track your entire retirement plan. We consider and discuss all facets of your retirement in the process, starting with your retirement goals. You won’t find many, if any advisors who are willing to make the same level of commitment that we do. We wanted to offer a process that would making planning easier, more logical and more affordable so that people would actually do it. Learn more
There’s no better time than now to start planning your financial freedom date. Follow these 5 steps to help you get started.
Follow the 6 steps to retirement readiness: read how to guides, watch videos and use our retirement calculators. We’re here if you have any questions or would like any number of assessments.